Ko-fi review

Updated October 14, 2026 · BackstageCue Editorial Team

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Our verdict

Ko-fi lets creators accept tips, offer memberships, take requests and sell work. Creators connect their own payment method and set their offerings, prices and terms.

Key facts

Best for
Creators setting up direct support, memberships or sales.
Creator share
95% to 100%↗
Payout schedule
Paid directly into the creator's own PayPal or Stripe account, no waiting and no hold on funds (Ko-fi Gold $12/month gives 0% service fee)↗
Content policy
Adult and sexually explicit content not allowed (pornography, sexualised nudity, sexual services, PPV or adult chat), NSFW tag available for allowed mature content; AI-generated content allowed except illegal use, models trained for prohibited adult content, celebrity likeness for NSFW, or copyright-infringing use↗
Payout methods
PayPal, Stripe↗
Features
PPV, DMS, Livestream, Tiers↗
ID verification
18 or older required; underage accounts are unpublished until age is confirmed with a photo of the holder with government-issued ID, and pages may be unpublished for verification of received payments↗
Platform type
Subscription↗
Legal entity
Ko-fi Labs Limited↗
Headquarters
United Kingdom↗
Founded
2011↗
Support channels
Email, Help-centre, Community↗
Features
White label
Pricing model
Revenue share
Official website
ko-fi.com

Creator tools

Price from
$12↗
Pricing model
freemium with optional subscription↗
Platforms supported
Web, iOS, Android↗
Free plan
Yes↗

Creator payouts

Fees
Free: 5% service fee; Gold $12/month: 0% service fee↗
Payout speed
Instant, direct to creator account↗

Facts checked September 26, 2026, 4 sources

Apps and profiles

Elsewhere
WikidataX

Pros

Pros

  • Tips, memberships, requests and sales.
  • Creators choose their own offerings, prices and terms and connect a payment method.
Ko-fi

Ready to try Ko-fi?

Scored 9.3 / 10 by BackstageCue.

Who it suits

  • Creators setting up direct support, memberships or sales.

How Ko-fi compares

Frequently asked questions

Which company operates Ko-fi?+

Ko-fi is operated by Ko-fi Labs Limited. (Source, checked September 26, 2026)

Where is Ko-fi based?+

Ko-fi is based in United Kingdom. (Source, checked September 26, 2026)

When was Ko-fi founded?+

Ko-fi was founded in 2011. (Source, checked September 26, 2026)

How can I contact Ko-fi support?+

Ko-fi offers support through Email, Help-centre, Community. (Source, checked September 26, 2026)

Sources

  • help.ko-fi.com/hc/en-us/articles/360007937553-Ko-fi-Conte... checked September 26, 2026

    Backs: Content policy, ID verification

    “Sexual services (e.g. prostitution, escorts, pay-per-view, striptease/stripping, masturbation, adult chat/sexting”

  • ko-fi.com/our-story checked September 26, 2026

    Backs: Founded

    “We've been around since 2011”

  • ko-fi.com/pricing checked September 26, 2026

    Backs: Creator share, Features, Features, Fees, Free plan, Pricing model, Payout methods, Payout schedule, Payout speed, Platform type, Price from, Pricing model, Support channels

    “5% service fee on all payment types (tips, memberships, commissions and shop sales)”

  • more.ko-fi.com/terms checked September 26, 2026

    Backs: Headquarters, Legal entity, Platforms supported

    “a UK limited company registered in England and Wales under company number 11087704”

Compiled from 4 source pages, checked October 14, 2026. We did not open an account.

Not confirmed yet: Minimum payout.

Ko-fi

Ko-fi

Creators setting up direct support, memberships or sales.

9.3/10See alternatives